We clicked some banner ad years ago. 24Protect started charging our CC monthly $1, then $39 a day or so later. Credit Card bill had listed charge as MVQ*24Protect. I thought all charges were listed like that for protection and you had to call to get details. Much later I found neither I nor my wife was authorizing or purchasing these. Am Ex did manage to get 1/2 my money refunded, but I'm still out about $250.