Shara
Katy,#2Author of original report
Fri, December 30, 2005
I made my payment today and was told that I actually owed more than the normal. Normally I pay $300 per month for both of my accounts, which is actually $25.75 more than the actual payment owed, Anyway, I asked why so much and Robert had the nerve to tell me $15 late fee and $20 per visit to my home. I asked if he could prove that he had actually been out to my home, mostly because he was being baligerant, anyway I was told my payment would not be accepted because it was for $300 and I owed $366.80? Not quite sure how he came up with that figure, nor was I willing to continue the screaming match with this individual so I told him i would bring the remaining payment by and drop it in the night box. I began thinking about it and read over my original lease which states the late fee is $10 after the 7th day and $15 per visit to location of rental property. He must really think I am a fool. I am going to ask for a copy of my rental/payment history to be faxed to me as well as a detailed statement of the money I supposedly owe, then I am telling him to come get his merchandise and I am leaving after them to the court house. This is rediculous.
Greg
Evanston,#3Consumer Suggestion
Wed, December 28, 2005
If you feel that the company has violated the FDCPA (which it sure sounds like it has) then when you need to do is the following: 1) Get documentation. Get copies of times and numbers that were called from off of Caller ID by the offending business. 2) Keep documentation on who you spoke to, times and dates you spoke to this person, and keep this list in a secure place. 3) Get sworn statements from the associates and family/friends who were called by the offending business. Sworn statements hold much more water than just regular statements. 4) Hire an attorney. See if he can subpoiena the phone records of the offending business to see where and when he called your family and friends. Good luck Shara!