I was sent an email to my personal email on 08/26/2013 regarding a deliquent loan repayment, and that the US Federal Government and that I was already guilty of Violation of Federal Banking Regulation, Collateral Check Fraud, Theft by Deception, and Electronic Fund Transfer Fraud. I was threatened that if I didn't 'contact my HR/manager at my job they would have to tell them about my past and what the consequences would be once the case has been downloaded and executed in my name.'