- Report: #801415
Complaint Review: acs incorporation - internet Internet
Reported By:
lisa -
castro valley, California, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
acs incorporation
acs [email protected] internet, Internet, United States of America
Phone:
1-954-573-6388
Web:
Categories:
Business Rating:
(0)
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acs incorporation treatened to have me arrested internet, Internet
I received a small payday loan while I was working, now I am a 100% disable vet. Back in august I received a email stating I owed almost $5000.00 to this company. I sent a email back and asked for the companies telephone number, I received a email back stating they only did business on the internet. I was informed to write them a letter stating I was sorry, then I was to go to my job which I don't have anymore and tell them what I had done. Then I was suppose to send a copy of my I.D. If I did not send it that day then the price was going up. They are sending me to jail and they just hope I have someone on the outside that will bail me out. The email started again on Nov. 23,2011, they have given me two days to call and make a payment plan and I pay $986.00 or they are going to down load the legal documents and I will be sued for almost $5000.00.
2 Updates & Rebuttals
voiceofreason
North Carolina,United States of America
Did you ever pay back that loan?
#2Consumer Comment
Thu, November 24, 2011
Assuming you paid back that loan way back when, this is definitely a scam.
Even if you defaulted on the loan and it is now resurrected by a collection agency, this particular "company" is probably a scammer who somehow came into knowledge of the loan's existence and is trying to pull a fast one.
Nobody can jail you for bad debt, only for fraud, like knowingly writing bad checks.
Since you didn't become 100% disabled overnight, I assume this payday loan goes way back in time.
Even so called legit collectors often use disgusting, underhanded and illegal means of scaring debtors into paying them. When called on it, they feign innocence, blame a since fired wayward employee and just eat the fines.
You should probably contact local DA office and/or state agency overseeing lenders. Keep record of all urls and email addresses they use. Contact the domain registrars and email servicers if fraud is suspected.
I wouldn't out and out ignore it if you do indeed owe on a past loan. Sometimes disgusting law firms in cahoots with the collectors get judgments on these without the debtor being notified properly in advance.
Robert
Irvine,California,
U.S.A.
Spam Scam
#3Consumer Comment
Thu, November 24, 2011
This has scam written all over it.
You can NOT be thrown into jail for a debt. No legitimate company would deal only through e-mail. That right there is the "tip off" that something is not right. Normally these scammers call you up, but it seems as if some just try to go the e-mail route. If you traced the e-mail address it would go to one of the many free domains (such as yahoo or gmail), or a "scam" website address.
The best thing you can do is just ignore them. But if you want to have some "fun" you can reply back to them with one of many responses. Tell them you know it is a scam, tell them to come and get you at a specific time giving them the address of your local Police Station(of course don't tell them it is the police station), tell them that you have put a curse on them and their family, or come up with your own unique response.
