Complaint Review: ACS LEGAL - Internet

I had recieved 2 phone calls at work from this company stating I owed money for unpaid pay day loans and would be prosecuted unless I settled the debt. I asked them to stop calling my employer and they did not. Today I recieved an email (see below) from them stating I was going to have legal proceedings against me if I didnt pay $945.67 and if I ignored them I would have to pay $4816.16.

When I researched I had no outstanding payday loans and found all over the internet that this was a scam!

ACCOUNT #: 07-52301

LOAN/DEBT INFORMATION

DUE AMOUNT-$945.67

LOAN COMPANY/LENDER - ACS INCORP.



We are here by to inform you that you are going to be legally prosecuted in the Court House within couple of days. Your SSN is put on hold by US Government, so before something goes wrong we would like to notify you about this matter.

It seems apparent that you have chosen to ignore all our efforts to contact you in order to resolve your debt with Payday Services. At this point you have made your intentions clear and leave us no choice but to protect our interest in this matter.



UNITED LEGAL INVESTIGATION BUREAU HAS STATED 3 SERIOUS ALLEGATIONS AGAINST YOU AND THEY ARE:

(1) VIOLATION OF FEDERAL BANKING REGULATION

(2) COLLATERAL CHECK FRAUD

(3) THEFT BY DECEPTION

Now, if you are under any state probation or payroll we need you to inform your superior or manager what you have done in the past and what would be the consequences once the case has been downloaded and executed in your name.

If we do not hear from you within 48 hours of the date on this letter, we will be compelled to seek legal representation from our in-house attorney. We reserve the right to commence litigation for intent to commit wire fraud under the pretense of refusing to repay a debt committed to, by use of the internet. In addition we reserve the right to seek recovery for the balance due, as well as legal fees and any court cost incurred.

WE HAVE ALL THE RIGHTS RESERVED TO INFORM TO FTC & YOUR EMPLOYER AND BANK ABOUT THIS FRAUD.

And once you found guilty into the court house than you have to bear the entire cost for this law suit $4816.16 which is excluding loan amount, attorney's fees, and the interest charges. You have the right to hire an attorney. If you don't have one or if you can't afford then one shall be appointed to you.

We believe that this was not your intent and that these steps are unnecessary. We merely require you to contact our recovery assets location department at +1-203.347.0111 from 0930 to 1830 (EST).

IF YOU WANT TO RESOLVE THIS MATTER THAN IMMEDIATELY CONTACT US THRU EMAIL OR CALL US BETWEEN WORKING HOURS ON +1-203.347.0111.

Regards,

ACS Incorp.

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