Warning
This condition applies to UK and Ireland and may also apply internationally for Vehicle Hire Excess/Deposit Reimbursement Protection Insurance:
"If you are renting an insured vehicle for use within your home country, you must also have at least 2 nights pre-booked accommodation."
If you stay at home, or travel to stay with relatives/friends, don't insure with Mondial/Allianz Assistance. Pay for it at the rental desk.