Nicaboychris
Alta Loma,#2Consumer Comment
Sat, August 04, 2007
See most people think "the company failed its garbage". What people don't realize is companies are ran by people like you and me (we are not perfect but we try) AIG one of the biggest insurance companies out there if not the biggest. I work for an insurance brokerage and deal with a lot of insurance companies AIG along with progressive and unitrin personally are my favorite companies to deal with. Unfortunately some people choose the wrong agents to go to or get the cheapest price but never review the coverages the are purchasing! This is the fault of the 1.AGENT and 2.INSURED. YES YOU DO HAVE SOME FAULT IN THIS...The insurance companies go based off the original application that you submitted with you agent if you put incorrect information such as stating you are married and in reality you are single. This is called material misrepresentation. Once this is found on the policy it is automatically declared void! So please before you start blaming the insurance brokers and companies please look at the information that has been submitted ( that your provided) if the agent sold you a policy he/she MUST be licensed by the Department of Insurance if they are not license your purchase was an illegal transaction. before you purchase a policy always verify that the agent has a California insurance license. Thank you -Chris Alta Loma, CA