- Report: #595812
Complaint Review: AimLoan.com - SAN DIEGO California
Reported By:
TESS -
LEXINGTON, Kentucky, United States of America
Submitted:
Updated:
-
Author Not Confirmed
Why?
AimLoan.com
4121 CAMINO DEL RIO SOUTH SAN DIEGO, 92108 California, United States of America
Phone:
888-411-4246
Web:
AIMLOAN.COM
Categories:
Business Rating:
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AimLoan.com AIMLOAN SCAM TO GET MORE FEES AND CLOSING COSTS SAN DIEGO, California
Aimloan will entice you with low rates, but when it comes close to closing, they will add additional fees. I told my husband that I felt like I had another part-time job faxing all the forms to them that they wanted. They are on another time zone, so I would get an email at 8 or 9 p.m. with another form that they needed. I would fax that the next day and then wouldn't hear back until 8 or 9 the next evening. Everything was approved and then we had the appraisal. We had just done a renovation and I had a respected agent from Soetheby's give me a valuation. I even went $100,000 under that when I listed my home value. The appraiser asked what I thought my home should appraise for. He then came in over $30,000 under that figure. I can understand the conservative approach in these economic times. This brought us from 54% loan to value to 64%. My problem is with the additional fees that they wanted to charge us for this. They gave the option of paying $21,000 down at closing or paying an additional $3750 in closing costs. We have excellent credit and even have several rental properties that are completely paid off. I wish I had done my due diligence when researching companies. I have wasted my valuable time and money. I hope this helps someone not make the same mistake as me.
