R
Portland,#2Consumer Suggestion
Wed, May 31, 2006
Many places don't even require a signature up to $20. Starbucks is the most notable of this group. Can you imagine how long the lines at Starbucks would be if you had to show ID and sign the slip?
Cory
San Antonio,#3Consumer Comment
Tue, May 30, 2006
Oh goody, another thread about requiring ID's with credit cards. I can hardly wait. They're almost as much fun as that one about the walmart shoplifter.
Cory
San Antonio,#4Consumer Comment
Tue, May 30, 2006
Oh goody, another thread about requiring ID's with credit cards. I can hardly wait. They're almost as much fun as that one about the walmart shoplifter.
Cory
San Antonio,#5Consumer Comment
Tue, May 30, 2006
Oh goody, another thread about requiring ID's with credit cards. I can hardly wait. They're almost as much fun as that one about the walmart shoplifter.
Mike
Radford,#6Consumer Suggestion
Tue, May 30, 2006
It's the store's decision to accept a credit card without ID even though there may be reason to "suspect fraud." The possible penalty to the store is limited to losing the amount of the purchase if the card turns out to be stolen. The store could suffer a much larger penalty from the state, thousands of dollars, if they sell wine to someone under 21. They decided that your creased ID may be fraudulent and decided not the sell the wine. Again that is the store's choice. You should be glad that they were still willing to accept your card for the other items. If someone did steal your card and use it at a store, you can contact the bank and get the charge taken off regardless of what the store did.
Tom
Camrose,#7Consumer Comment
Tue, May 30, 2006
If I accept a stolen card the worst that could happen is a chargeback to me. If I sell an underage person liquor it is a criminal offense. Big difference in punishment. Just be glad they are not selling alcohol to minors.
Jamie
Midlothian,#8Consumer Comment
Tue, May 30, 2006
Stores do not ask for ID to use a credit card unless the back of the card is unsigned. I don't understand your ire at the cashier for doing her job. As far as the ID, they are looking at the date of birth and that's it.
Jamie
Midlothian,#9Consumer Comment
Tue, May 30, 2006
Stores do not ask for ID to use a credit card unless the back of the card is unsigned. I don't understand your ire at the cashier for doing her job. As far as the ID, they are looking at the date of birth and that's it.
Jamie
Midlothian,#10Consumer Comment
Tue, May 30, 2006
Stores do not ask for ID to use a credit card unless the back of the card is unsigned. I don't understand your ire at the cashier for doing her job. As far as the ID, they are looking at the date of birth and that's it.
Jamie
Midlothian,#11Consumer Comment
Tue, May 30, 2006
Stores do not ask for ID to use a credit card unless the back of the card is unsigned. I don't understand your ire at the cashier for doing her job. As far as the ID, they are looking at the date of birth and that's it.
Aafes
Viernheim,#12Consumer Comment
Tue, May 30, 2006
My mistake. You are in California. A replacement driver's license is $20.00. Still not outrageous.
Aafes
Viernheim,#13Consumer Comment
Tue, May 30, 2006
The I.D. request was for age verification, especially if you appear to be underage to buy alcohol. The merchant and the cashier can both be fined in most states for selling to an underage individual and/or failing to check I.D. If your age could not be verified due to a mutilated/ damaged I.D. they acted appropriately. Incidentally the cost for a replacement drivers license in Oregon is $21.00 - not an outrageous fee. As for requiring I.D. for a credit card transaction this is prohibited by Visa. From their website: "While a merchant may ask for identification if fraud is suspected, it is contrary to Visa policy to require the consumer to show identification as a condition of the sale. If a merchant asks for identification and the consumer is unable or unwilling to produce it, the merchant is still obliged to accept the consumer's Visa card." Mastercard, AMEX, Discover are much the same. The card is not VALID unless signed and states so on the card. The merchant must only match your signature to that on the card.
Sky
Beverly Hills,#14Author of original report
Mon, May 29, 2006
"The ID check was to verify your age, not your name." So what you're basically saying is that I can walk around with any old ID for anyone and as long as the age is correct, then it doesn't matter what name is on there. And the point was that it doesn't matter whether or not they check ID for credit card usage. It was the fact that she looked at my license, called it "invalid," and proceeded to accept my credit card. Maybe I should rephrase it like this: I am a female. She asks for my ID and I give her my license for Joe Schmoe. She denies the sale of alcohol because obviously I'm not Joe Schmoe. Then, I try to pay with a credit card for Joe Schmoe. I would think that any normal ethical person would deny the credit card purchase as well given that the ID I presented was "invalid."
Dave
New Westminster,#15Consumer Suggestion
Mon, April 24, 2006
Ask Bill Clinton. The ID check was to verify your age, not your name. Without ID to validate your age, the wine purchase was denied. That's the law, as you state. But, do you ever have to show ID to use your credit card? Anywhere? The onus on you is to keep your credit card secure, and to report it if it is missing. The same goes for debit cards. That's why they don't check ID unless the card has been reported or flagged, they shouldn't have to.
R
Portland,#16Consumer Comment
Mon, April 24, 2006
It's the credit card company's policy. A merchant CANNOT require ID unless the card is unsigned. Of course, anyone who steals an unsigned card would more than likely just sign it.
R
Portland,#17Consumer Comment
Mon, April 24, 2006
It's the credit card company's policy. A merchant CANNOT require ID unless the card is unsigned. Of course, anyone who steals an unsigned card would more than likely just sign it.