- Report: #140455
Complaint Review: Allstate - Nationwide
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Author Confirmed
Why?
Allstate
allstate.com Nationwide, U.S.A.
Phone:
800-255-7828
Web:
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Allstate has been over charging me on auto insurance, ripping me off Nationwide
Allstate quoted me one price on the phone, offering a huge discount for a clean driving record,and length of insurance. When I recieved my policy in the mail, after already making payment, the price was much higher.
I was informed that I needed to submitt a few documents before I got the discount. So I did. Yeah, they gave me a 47.00 discount and said I only got that due to credit ratings. I had just received a letter in the mail about a case against Allstate for doing this in the past but did not fall into the dates allowed.
So I went ahead and changed my deductibles from 250 to 500, they told me that I would save 46.00 per month. When I looked at my policy on line I saved only 14.20 a month. I called and was met with excuses. I have had my driving license for 13 years with no incidents and I am being charged 1200 for 6 months being told they dont give discounts for good driving records, but I am sure that their commercials claim that they do.
Kristen
Sanford, North Carolina
U.S.A.
I was informed that I needed to submitt a few documents before I got the discount. So I did. Yeah, they gave me a 47.00 discount and said I only got that due to credit ratings. I had just received a letter in the mail about a case against Allstate for doing this in the past but did not fall into the dates allowed.
So I went ahead and changed my deductibles from 250 to 500, they told me that I would save 46.00 per month. When I looked at my policy on line I saved only 14.20 a month. I called and was met with excuses. I have had my driving license for 13 years with no incidents and I am being charged 1200 for 6 months being told they dont give discounts for good driving records, but I am sure that their commercials claim that they do.
Kristen
Sanford, North Carolina
U.S.A.
1 Updates & Rebuttals
Denny
Honolulu,Hawaii,
U.S.A.
No, insurance companies cannot state they give discounts because of good driving records
#2Consumer Comment
Tue, April 26, 2005
An none of any car insurance companies say they do. Its illegal to do so. Credit is always considered when getting a policy with a new insurance agent. THey want to make sure you actually pay bills on time. If you have a bad credit, well its gonna affect your insurance rate, as with trying to get a loan from a bank. What kind of car do you drive? What year? Sports? Luxury? You can have a spotless record for 30 years, yet drop into a $75,000 car, dont expect to pay less than $3000 every six months. How old are you? The 18-35 age range is known to have higher rates than those that are older. Be a little more clear in your posting. Spotless or not, the car you drive can affect rates ( own a Toyota Camry? Well, that's the number one stolen car. You can bet that its gonna get a higher rate than the guy in the Mustang next to you at the stoplight )
