Complaint Review: Alternate Busines Capital Nia Cano Helen Tkalec Assets Achievers Associates Scam And Fraud - Corona, Garden Grove, Irvine, Nationwide

I am so glad that Nia is finally put away and now we just have a few more to go. I can not wait to hear that the rest of the crooks get what they desrve jail, fines, and the likes. I wish that I had never met Ben Aparicio or his family. They are the worst kind of crook, they are the ones that can look you in the face smile, shake your hand and steal you blind... I wish only the worst for him and his family. I am sad about one thing and that is that Nia and her band of criminals were able to hide our money so effectively. Although for a few in Utah at least she has been given a court order to pay them. Of course we all know that she has no morals and will never pay. As for Ben, Frank, Bonnie, Helen, and the rest I can only with that your nights and days are filled with the same emotion and pain and mine have been since I realized I was scammed. Nia is correct no one held a gun to our heads and demanded the money instead we were brainwashed and showed how wonderful life could be if we follow her lies. Again they are the worst kind of criminal. I have used this experience as a lesson for my kids and friends that we can NO longer trust anyone. Assume what you are told is a lie and if the truth comes out deal with it. I wish I had the chance to speak one more time with Nia so she could get the full force of my HATE for her. I hope that at the end Ben has the chance to say good bye to his kids and grandchildren while he is off to prison. Maybe he can give sound advice to the inmates making $5.00 a week. As for Frank I hope he gets a chance to meet some of his fellow criminals in jail. He and Helen deserve to be misserable with each other.

It is me...the ABC member in Utah who over two years ago filed a civil judgement against Nia and Company. From my personal experience in dealing with her and her attorneys, she lives in her own fantasy world full of lies and deceipt. I have given her ample opportunities to settle on the money she owes me, and despite the numerous deadlines and promises, not once has she honored them. She blames my lawsuit as the reason she has not refunded members the millions of dollars she has stolen. What a load of garbage! She owes me over 2.1 million dollars, and just recently, I offered to drop the lawsuit if she would only send me 25k in good faith. I would then get in line to receive my refund like the rest of the angry ABC members. Of course, she promised to send the money, but in the end it was only another futile attempt to delay my civil suit against her. She has plea bargained with the State of Utah to pay back the Utah members around 2.3 million dollars. This amount is not even close to the full amount owed to Utah members. Nia played the same scam with her Smart Driver company in 1997. After stealing millions of dollars, she was found guilty and was required to pay only a portion of restitution back to her members. I am ready to put a stop to this viscious cycle of deceipt. It is time for California members to alert the authorities. Nia can no longer plead the 5th ammendment and refuse to answer questions regarding the location of our money, because she has already plead guilty in Utah. Nia's office has recently been raided by a receiver appointed by the court to assist me in my civil suit. Numerous documents and computers have been seized. I will be the first to share the information found in them. We are getting very close to sourcing the location of our funds. I have lost all respect for Nia and her goonies. I have read several court ordered depostions full of her lies. If the law does not stop her, her cycle as a scam artist will continue to perpetuate itself. May justice be served the first part of next year.

Warm Greetings to all victums, We all put are hopes up when these get rich-quick schemes come to town and attract our attention and we think it so good to be true that we have to get all our freinds and family invovled. We don't take time to look and be thorough on these companies or the charismatic spokesperson(s). I think of them just the same as charlatans, they bewicth us showing us the first string of people recieving GAIN and being happy financially. Everyones Faith is in the Master Plan of Success and we all motion forward for a few seasons with smiling faces and sending our money with confidence that it is growing. Favorites are picked to caress their egos or humble ambitions; so to keep the rest of the membership informed of inside updates. These favorites need to be legitimate amongst their peers of different localities. Who better than the people who own their own businesses or high-ranking church members of various denominations. In Ventura County a man named Tony Granados came soliciting the idea of ABC to his friends and family. The hook and bait was that this company invested overeas, had low overhead cost, and could guarntee almost 7-12% return on your principal. Apart from this they gave hints and tactics and other loopholes regarding financial matters and asset protection(Limited Liabilty Companies). Tony is a Mormon High Priest of his church, well respected and trusted and he went to Benjamin Aparicio an old freind of his to invite and convince him with idea of ABC membership. Ben was reluctant at first but gave in as his family paid into the membership and got good results back and he started going to the Meetings to Learn More of ABC. Ben has a good reputation with people in his community and business; and naturally people who know him saw it produced good results and followed. I think because of his client base and integrity NIA started to give him and his wife attention and talking to them so wonderful as to always convince them to keep the morale up and not to worry all will be well, we must be patient. Then she offered Ben a job as an agent to recieve peoples investments and later his daughter a job to help with paperwork to speed up the process for people to get their money. But all they did has been in vain. His daughter no longer works for them because she saw nothing happening. And Ben hasn't left because he still has hope that all the people will be paid and being on the inside he feels obligated to put pressure on NIA and find out whats happening. Poor Ben if this all shambles and NIA goes to jail only to come out and have her money while we all bite the bullet. I was informed that Ben was suponead by the Mr. Quinn Cook's ( This is the Utah Lawsuit)lawyers and that he took the information to NIA and that she assured him things would be ok for him and that her lawyers would take care of everything and for him not to worry. It turned out that Ben was issued an arresst warrant for not responding to the court order, and when he went he was left by himself with no lawyers or nothing to defend himself. If so Ben should get his a*s out of there ASAP and join us to get our money back. After 9/11/2001 everything has been on hold for everyone. We all went to that banquet in the Spring of 2004 in LA and were told 90 days to get our Money, then we were told that the money was on hold because of the lawsuit by Mr. Quinn Cook in Utah, and so that everyones money is protected we must wait until the court takes off some kind of LEAN on The ABC Account. In between all these events there is all kinds of excuses why we're not recieving our money or our cars. Anyways, this is my say on all of this. My lesson here is that even good folks get duped into giving MONEY or believing in the get rich quick scheme. If you want to really make your money work you got to actually do it and you know your own efforts you put into your work, other than that its too good to be true that easy money.

Hi,
I feel quite badly about what's happened to everyone, and as a seasonal employee of Ben Aparicio in his tax business, which he has legitimately operated for over 30 years, I sympathize and have been fielding calls at the tax office from many many sad and victimized "members" for almost 2 years. Before anyone was arrested I told Ben that this was a scam and if he didn't remove himself from this operation, he would be just as culpable as the rest of the scam artists. I have listened to Ben's wife laugh at me when I warned her about these activities and but hoped that they were right and that everyone would get paid...Nia has been quite adept at stringing everyone along...I wish that I could have done something to help these people, but as a legitimately licensed financial planner with a Series 7, 66, and Life Health and Disability License, I knew that I would be a target if my name was ever associated with this group. My mission has always been to assist people, not hurt them, so I have moved on...I want very badly to see this whole thing come to an end so that the people harmed get some kind of retribution!

I am glad I've found this Rip Off site where I can bring about what this company did for me and for the rest of my friends and family. If your a victim, please do the same.

In 2000, I joined ABC Solution and was lured by J.S. of Las Vegas, Nevada. He used to be a head deacon of a church and a friend until this happened. With J.S's high ranking position in a church at the time and ability to talk like a charming salesman easily enticed or lured me, my friend, and my family to joined membership in ABC. After 5 months joining, I'm receiving their embossed monthly statement that pays 5% on my $100.00. After a few months or a later date, JS also enticed us to put more money in ABC that will pay an interest between 10% and 21% and that our principal will be protected (I bet JS receives big commission by doing this). When I asked him how ABC could pay this kind of high interest. JS stated that ABC Solution does not have a high overhead such as big buildings, big number of employees to pay and maintain and ABC does have a number of professional day trader that trades in commodities and gold.

In short, we trusted JS, a head deacon at the time. My family and I invested our kids money (in $$,$$$). After two months of not receiving our monthly statement, I certainly had doubted. That's when I decided to take or withdraw all of my funds or money. But after with so many ATTEMPTS to contact them using snail mails, sending faxes, and leaving vms (that no one answers or return your call), I get frustrated and finding ways on how to collect our money back even without the promise interest. I am glad I've found this website that hopefully we can all get together to collect our money back and that justice will be served for the sake of all the victims.

Ben Aparaiso (B.A. Income Tax), a tax preparer in Santa Paula is a liar and a total crook (they all are). He and JS collected $,$$$ to do a friend's tax which they completed in fraudalent manner. Friend knew it after she had it re-evaluated by an accountant. Ben did mine which got audited by the IRS. Hopefully all these sufferings by me and other victims must put to an end. To accomplish this, we must join forces and pray to Almighty God that we can recover our money back.

Sincerely,
Your fellow ABC victim

Hi there ABC Victims

I just wanted to give you the correct address for the new Garden Grove office.

The other one is closed and used to be ABC Decor furniture.

The correct address is
12891 Western Ave Unit A
Garden Grove, CA 92841.

I used to work there but they cheated me as well.

P.S. it looks like Nia pleaded guilty in Utah. Helen should be the next people should tell the DA about becasue she is running all the operations.

When calling the phone numbers try dialing the fax numbers because they sometimes answer that number.

Good luck and let's get together on this. Is anyone acting as a main contact person?

Hi there ABC Victims

I just wanted to give you the correct address for the new Garden Grove office.

The other one is closed and used to be ABC Decor furniture.

The correct address is
12891 Western Ave Unit A
Garden Grove, CA 92841.

I used to work there but they cheated me as well.

P.S. it looks like Nia pleaded guilty in Utah. Helen should be the next people should tell the DA about becasue she is running all the operations.

When calling the phone numbers try dialing the fax numbers because they sometimes answer that number.

Good luck and let's get together on this. Is anyone acting as a main contact person?

Hi there ABC Victims

I just wanted to give you the correct address for the new Garden Grove office.

The other one is closed and used to be ABC Decor furniture.

The correct address is
12891 Western Ave Unit A
Garden Grove, CA 92841.

I used to work there but they cheated me as well.

P.S. it looks like Nia pleaded guilty in Utah. Helen should be the next people should tell the DA about becasue she is running all the operations.

When calling the phone numbers try dialing the fax numbers because they sometimes answer that number.

Good luck and let's get together on this. Is anyone acting as a main contact person?

Hi there ABC Victims

I just wanted to give you the correct address for the new Garden Grove office.

The other one is closed and used to be ABC Decor furniture.

The correct address is
12891 Western Ave Unit A
Garden Grove, CA 92841.

I used to work there but they cheated me as well.

P.S. it looks like Nia pleaded guilty in Utah. Helen should be the next people should tell the DA about becasue she is running all the operations.

When calling the phone numbers try dialing the fax numbers because they sometimes answer that number.

Good luck and let's get together on this. Is anyone acting as a main contact person?