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American Credit Agencies, Advanced Collection Systems ripoff re-aged collection did not validate verify Torrance California
American Agencies prevented me from rebuilding my credit for 3 years. They cost me many denials and have re-aged my account. They refused to validate the alleged debt, which is required by law. In addition, Equifax and Transunion have not co operated in removing their bogus derogatory info. (Experian removed).
There is some very good research on American Agencies on the net, that other victims have done.