Unfortunately I must add my experience with American Mortgage Aid and John Acosta. They are liars indeed. John Acosta told me at least a dozen times that everything is going according to plan. In reality they sent absolutely nothing to my lender and now fell off the grid. Voicemail box is full and no response to emails. I want my money back, but even if they refund my money, the fact that they are liars doesn't change. They do not do anything even close to helping get your loan modified.
I hope that at least they enjoy the money which they steal from honest people looking for help.