jdcarr
spring,#2General Comment
Thu, October 14, 2010
I was reading the article on one of the customer of APF and had the same thing happen to me as well. They held on to my account with my bank for approx 6 months and my results was close to a disaster. After not getting my modification I pursued this work I paid this company on my own. The bank worked with me without any issues and I got my results that I was hoping APF would do. When APF work my case they only got as far as the bank putting me on a repayment plan which did nothing to lower my payments, instead it increased due to payment defaults and late fees. The payments and defaults are the result of them requesting that I miss these payments for that they have great results in getting clients lower interest rates. The only way I could pay APF was to do this as well and they also stated that they are the experts and there are areas in my mortgage to the bank that I would not be aware of. Well that is not true for that I did this with having the so called expertise they claim they have. I want to make it clear that anyone pursuing this company should try and negoiate with the bank on their own. The only other issue I have is I would like to be reimbursed for there failure in getting the results. Who know of anyone that can help me with this.