I was approved for a $260 loan, I was told they will take out of my bank account payments. After 5 payments of 4 $60 and one $95 I called and they said the 4 $60 payments were just service charges and I still owe the remainder payments. So on a $260 loan I was charged $240 in service charges. A total of $500 on 260, and I was told I would only be charged $60 on the $260 with a total of $320. That was not the case.