RICHARD
PHILADELPHIA,#2Consumer Comment
Thu, May 26, 2011
my card was also declined in the similar situation. and now i just received a collection agency report that i am being sued by a collection agency when asked to confirm this the agency said it is ur account and neds to be paid. when i called the apsire company they said they cancelled my card and any fees should be paid but this was a few years ago and it never showed up on my reports but now it has and they are charging fees and all kinds of things to me.an account that started out at $150.00 is now at 6700.00 and they want the money. this company needs to be sued in return for poor customer relations.
Milika
Federal WAy,#3Consumer Comment
Sat, February 21, 2009
I have been a Aspire customer for 4 years now. My inital credit limit was the crappy 350 and it was raised to 1100. I always paid my bill and made my payments. In Nov my card expired but they sent me a new card and increased my limit 900 to 1100, and they charged me my annual fee. In Decemeber I received a letter stating that my account was being closed as of midnight on 12/24/08 but please feel free to to charge until that time. I could not get a straight answer on to why my account was closed. My account was closed with a balance and then they raised the interest rate to a huge amount because there was still a balanceand the account was closed. When I called they stated I could apply for a new card. I am glad I am not the only one in this nightmare. I understand that they are a company and they have the right to closed my account. My thing is that I did not do anything wrong and now it is effecting my credit score. It is messing up the amount of available credit used.
Jim
MESA,#4Consumer Comment
Sat, January 03, 2009
in december 2008 i went to use my aspire card knowing theres no balance on it except for the $100.00 anual fee that i had been billed for in october and paid it yees if your wondering i am one of those guys with not so perfect credit but i had manneged to go from a 300 credit limit ti 1100 limit by using it ocationaly then paying off the balance . in december i thought it a good time to use it as i was buying a gift from the internet for 40 dollars when i was finishing the trans action it came up declined i looked at the card carefully and say it was expired in september but they never sent a new one ---i called them and explained that they hadnt either sent one or it got lost in the mail they explianed to me in a very broken english voice that they were completly closing the card service down it had nothing me ,my credit rating , or paying my bill i was shocked but thought well nothing i could do so i ask them about a refund on my $100 anual fee--they said it would be prorated back to me and that did i want to cancel the card??????????? i thought they allready did that?????????? they said so i could get back any remaining balance due to me so i said i have no choice just send me my money... i called them back 12-31-08 to check on the statice of my money since its the end of the month the flumbling voice again asked if i wanted to close my account again ---my jaw dropped---i said yes just as i did at the beggining of the month and now a new billing cycle so now they just prorated it down further SOUNDS LIKE YOU HAVE GOING THROUGH THE SAME PROBLEM AS ME SO JUST COUNT ONIN NEVER SEEING YOUR MONEY AGAIN UNLESS THERES SOME ONE THAT CAN HELP I WOULD SURE LIKE TO KNOW JIM
Jim
MESA,#5Consumer Comment
Sat, January 03, 2009
in december 2008 i went to use my aspire card knowing theres no balance on it except for the $100.00 anual fee that i had been billed for in october and paid it yees if your wondering i am one of those guys with not so perfect credit but i had manneged to go from a 300 credit limit ti 1100 limit by using it ocationaly then paying off the balance . in december i thought it a good time to use it as i was buying a gift from the internet for 40 dollars when i was finishing the trans action it came up declined i looked at the card carefully and say it was expired in september but they never sent a new one ---i called them and explained that they hadnt either sent one or it got lost in the mail they explianed to me in a very broken english voice that they were completly closing the card service down it had nothing me ,my credit rating , or paying my bill i was shocked but thought well nothing i could do so i ask them about a refund on my $100 anual fee--they said it would be prorated back to me and that did i want to cancel the card??????????? i thought they allready did that?????????? they said so i could get back any remaining balance due to me so i said i have no choice just send me my money... i called them back 12-31-08 to check on the statice of my money since its the end of the month the flumbling voice again asked if i wanted to close my account again ---my jaw dropped---i said yes just as i did at the beggining of the month and now a new billing cycle so now they just prorated it down further SOUNDS LIKE YOU HAVE GOING THROUGH THE SAME PROBLEM AS ME SO JUST COUNT ONIN NEVER SEEING YOUR MONEY AGAIN UNLESS THERES SOME ONE THAT CAN HELP I WOULD SURE LIKE TO KNOW JIM
Jim
MESA,#6Consumer Comment
Sat, January 03, 2009
in december 2008 i went to use my aspire card knowing theres no balance on it except for the $100.00 anual fee that i had been billed for in october and paid it yees if your wondering i am one of those guys with not so perfect credit but i had manneged to go from a 300 credit limit ti 1100 limit by using it ocationaly then paying off the balance . in december i thought it a good time to use it as i was buying a gift from the internet for 40 dollars when i was finishing the trans action it came up declined i looked at the card carefully and say it was expired in september but they never sent a new one ---i called them and explained that they hadnt either sent one or it got lost in the mail they explianed to me in a very broken english voice that they were completly closing the card service down it had nothing me ,my credit rating , or paying my bill i was shocked but thought well nothing i could do so i ask them about a refund on my $100 anual fee--they said it would be prorated back to me and that did i want to cancel the card??????????? i thought they allready did that?????????? they said so i could get back any remaining balance due to me so i said i have no choice just send me my money... i called them back 12-31-08 to check on the statice of my money since its the end of the month the flumbling voice again asked if i wanted to close my account again ---my jaw dropped---i said yes just as i did at the beggining of the month and now a new billing cycle so now they just prorated it down further SOUNDS LIKE YOU HAVE GOING THROUGH THE SAME PROBLEM AS ME SO JUST COUNT ONIN NEVER SEEING YOUR MONEY AGAIN UNLESS THERES SOME ONE THAT CAN HELP I WOULD SURE LIKE TO KNOW JIM
Jim
MESA,#7Consumer Comment
Sat, January 03, 2009
in december 2008 i went to use my aspire card knowing theres no balance on it except for the $100.00 anual fee that i had been billed for in october and paid it yees if your wondering i am one of those guys with not so perfect credit but i had manneged to go from a 300 credit limit ti 1100 limit by using it ocationaly then paying off the balance . in december i thought it a good time to use it as i was buying a gift from the internet for 40 dollars when i was finishing the trans action it came up declined i looked at the card carefully and say it was expired in september but they never sent a new one ---i called them and explained that they hadnt either sent one or it got lost in the mail they explianed to me in a very broken english voice that they were completly closing the card service down it had nothing me ,my credit rating , or paying my bill i was shocked but thought well nothing i could do so i ask them about a refund on my $100 anual fee--they said it would be prorated back to me and that did i want to cancel the card??????????? i thought they allready did that?????????? they said so i could get back any remaining balance due to me so i said i have no choice just send me my money... i called them back 12-31-08 to check on the statice of my money since its the end of the month the flumbling voice again asked if i wanted to close my account again ---my jaw dropped---i said yes just as i did at the beggining of the month and now a new billing cycle so now they just prorated it down further SOUNDS LIKE YOU HAVE GOING THROUGH THE SAME PROBLEM AS ME SO JUST COUNT ONIN NEVER SEEING YOUR MONEY AGAIN UNLESS THERES SOME ONE THAT CAN HELP I WOULD SURE LIKE TO KNOW JIM