I just recently went thru a divorce and my credit was shot. I was searching the internet for a company that would finance my debt and for me to begin a fresh start. A company called Atlantic Financial Solutions or American Century Financial called me stating I've been approved for the amount of money I requested on the loan.
I then received a fax with all the details of the loan. This loan included sending in a secured insurance premium to insure the life of the loan in order for me to get it. I couldn't send in all of it, so I was able to do half. They agreed to do half and then take the other half off the top of the bigger loan once I received it. They requested I use Western Union to send the money. It turned out that it was someone in Canada at their "so-called" main office. They promised that I would have my money within 2 - 4 hours. It's been nearly 12 and I haven't seen a dime.
I've been ripped off. The poor just get poorer and the scammers get richer. I gave them every penny I had to get this loan and now I'm broke even more. Don't trust these people. If you have a bad feeling about an institution or they require that you send in money thru wire transfers, then it's a scam.
What I paid Atlantic Financial Solutions or American Century Finance
#2Author of original report
Sun, November 19, 2006
They wanted me to send in $2311.90. I could only send in $1200.00. They also said they would reimburse me for the Western Union fees that I used to send in the money.