I keep getting these calls saying I have a pay day loan from 2010 and that they are fixg to take me to court. They want to know if I want to settle with them before they proceed with court hearings. They said they are calling my job to try to collect the money on payroll deduction. I am a disabled person who doesnt work and never had a pay day loan in 2010. I would like to know how they got my SSN