The company named Atlantic group called me and said that they were an arbitration firm and wanted to collect money on a payday loan that they said I took in 2012 which I did not. When I asked them to send me documentation they said to the company already sent it to me and would not resend it and that if I didn't pay it back I would be arrested. They wanted me to pay $344 over the phone for a 2430 dollar loan.