This is definitely a huge ripoff. If you get an agressive call from a sellsman trying to sell you and online business, merchant account or any other thing whereby you have to set up your bank account for automated withdrawals STOP. HANG UP and do not sign or talk with them my friend. If you are currently in an ecommerce exchange lease setup, stop paying the lease by closing your account and reopening another one.
Send Axin Financial and E-Commerce Exchange a letter and fax stating that your are "recinding" the lease. This debt will be cancelled this year and will be voided. Anyone still making payments will only receive a fraction of what they are paying so don't give them a further dollar of your hard earnd money, close your bank account and start fresh.