Bank of america Boc countrywide Escrow forclosed 2014 bankruptcy discharge 2012 still getting monthly statements and yesterday recieved a letter for homeowners insurance lapsing. I dont have money in escrow to pay taxes and insurance. I have a breakdown. Of last year payments out of escrow but what about the other 2 years. The house was sold in 2014. We have contacted tbem several times. To no evail we had filed for a loan modifacation witb our attorneys but they never respondid. Now 5 years later they answer. Please help i am going to be of a today to see if i can get a answer.. question arent my wife and i entitled go that reserve escrow that tbey have been using the last 3 years. I zeen on line tbey are supposed to send anything over 50 dollars.