bad financil advice from bank. I called in 08/2015 I was advised of a high closeing cost loan and i would not be able to get a mortage on the property at this time they advised me to take cash advanced to buy the home in question so i closed on the property in november of 2015. so I take the deed to the bank to borrow the money so i can pay off the credit cards and the bank will not lend me any money on the home. This bank led me down the road of 29.99% apr on credit cards and left me out to dry. This bb&t bank has destroyed my life and left me doomed to a life of 30 years in credit card debt all over $15,000. when i filed a complaint with the FTC they deny it all. What scum of the earth this bank is. How can they advice me to do this and leave me high and dry.
FloridaNative
Palm Beach Gardens,#2Consumer Comment
Wed, May 04, 2016
These big box banks are very conservative today.
Go to a lender that only does mortgages and originates, underwrites and funds their own loans. You can find these types of lenders through family or friends or even your Realtor.
Stay away from the big box banks now. Their entire loan process has changed significantly since the mortgage meltdown in 2008 and the change is not consumer oriented at all. You are far better off going to someone that only finances mortgages and doesn't get bogged down with other banking issues.