Complaint Review: Best Egg - Nationwide

I’m a victim of identity theft and have had a fraudulent personal loan opened in my name with a company by the name of BEST EGG/SST. I have a fraud alert on my credit file, and have sent them my police report, affidavit from the FTC, and sent them information regarding this being a fraudulent account. The address on file that BEST EGG/SST have for this fraudulent account does not belong to me, and I’ve never resided at the address. This company keep trying to validate this account as being a valid account, because this account was opened in my name which in inaccurate. I didn’t consent, authorize, apply, nor request for this fraudulent personal loan to be opened in my name.

I have several documentations showing that this is a fraudulent personal loan, but this company keep trying to validate this account with the credit bureaus as if this is a valid account. The address on file is does not belong to me, the account was not authorized to be open by me, and I’ve been a victim of identity theft over a year. The Atlanta police department deemed this fraudulent account as a fraudulent personal loan, and it is documented with the Atlanta police department that, I’m a victim of identity theft. Per the FTC if an account is reporting inaccurately or if a consumer is a victim of identity theft the account is suppose to be removed off of a consumers credit file.

When a consumer is a victim of identity theft that account that was opened in the consumer name will show that the account is a valid account. Due to the fact the perpetrator who opened up the fraudulent account in the consumers name used the consumers personal information to have the fraudulent account opened. Identity theft has been on the rise for a very long time now, and several consumers are being affected by individuals stealing their personal information using it to open up accounts in the consumers name. I’m a victim of having someone steal my personal information and use it for their personal gain which has lead to this issue, I’m having with this consumer. I’m not going to be liable nor responsible for a fraudulent personal loan being opened in my name as if, I’m the one that applied for this fraudulent account. I’ve contacted legal representation and other sources to have this matter resolved deeming this account as a fraudulent account, and this account need to be deleted/removed off of my credit files asap.

This is not my account, and I shouldn’t have to deal with an issue as such. How is it that this company allows anyone to open up a personal loan in somones name without proper verification? I’m looking at all of these reviews online, and it’s impossible for so many people to put up positive reviews EVERY SINGLE DAY. I’m quite sure their having someone from their company place all of these positive reviews to get individuals to apply for a loan with their company. These reviews I’m quite sure are FAKE, and it’s quite alarming after what have happened to me. I’m quite sure this have happened to a lot of other people, but they are having the reviews removed. There is no company that will keep up with reviews people rate EVERY SINGLE DAY, and reply to them like BEST EGG does daily. That’s how I know this company is a fraud, and allow anyone with personal information to get loans then owe them large amounts later on.

PLEASE BEWARE OF THIS COMPANY, and how they operate. Your personal information is your life, and if a company allows anyone who get a hold of your personal information to get approved for a loan in your name. Then you know you need to stay FAR AWAY! They have all of the facts, and documentations that show this account is fraudulent, and instead of them doing the right thing to have me not be responsible for this account. They are continuously trying to deem this account as valid, and I’m going to make sure this account is taken out of my name to be won in my favor. This company is a rip off, and fraudulent. PLEASE DO NOT APPLY FOR A LOAN HERE!