JHICKMAN
CHICAGO,#2Consumer Comment
Thu, February 07, 2013
I am going through the same thing now. It has nothing to do with mistakes or errors it has to do with American Express posting a card agreement they simply do not honor. The FTC call's this illegal and I would have to say doesn't it feel like it? We are constantly told one thing and another is true simply put the customer service number is no more then an answering service with no ability at all to assist any customer that calls. every rep you speak to needs to send a message via an email system back to the US from India where all of American Express Prepaid cards are out sourced to. Your not wrong your right. You give them your money and anything and I do mean anything can happen and there absolutely nothing that can be done. Thank's for sharing and I don't use my card either anymore and never will. But I won't let this go they broke the law and I just can't stand for it. Telling us one thing and arbitrarily doing another!
Tom
Beaver Falls,#3Author of original report
Sun, January 27, 2013
I have no interest in bashing any company for something that is not their fault. As such I must make the following statement regarding my original post:
The reason my direct deposit did not appear in our Bluebird account was in fact, an error by employer / employer's bank. My paycheck is supposed to be divided with 90% to the Bluebird account and the remaining 10% going to a conventional savings account. Upon reviewing my savings transactions, I have discovered that this paycheck was deposited entirely into my savings account.
In short, there was no direct deposit sent to the Bluebird account and therefore, Bluebird (nor the other associated business entities) are in any way responsible for the missing deposit.
Nevertheless, I must say that the customer service was absolutely poor. I stand behind my opinion that the representatives "available" for customer service lack the proper knowledge and attitude to be of much help to customers.
We will be liquidating and closing our Bluebird account as soon as possible, not because of the original issue, but rather because of the terrible experience with the customer service personnel. I personally refuse to conduct business with any company whose employees don't grasp the concept that the reason they are there are because of the customers. Furthermore, I refuse to do business with a company who fails to provide customer service that is capable of basic customer service tasks such as clarifying the policies and procedures set by that company's own member agreement.
Additionally, I will add that the previous direct deposit which was received later in the morning than typical was not an issue with my employer. In that case the payroll was sent correctly. The delay was on Bluebird's end. I did receive the deposit on my scheduled pay day, but on every past account I have ever had, along with all of my co workers who receive direct deposit, the funds are typically available before 7 AM of the pay day. This may not be an issue for some, but again, customer service was completely unable to explain why it takes longer for funds to be received into Bluebird accounts.