- Report: #156981
Complaint Review: Boyajian Law Offices - Rutherford New Jersey
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Boyajian Law Offices
201 Route 17 North, 5th Floor Rutherford, 07070 New Jersey, U.S.A.
Phone:
800-7932350
Web:
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Boyajian Law Offices Boyajian Law Offices ripoff Rutherford New Jersey
I have been receiving almost daily calls from Boyajian Law Offices saying that I owe a debt. I have tried calling them back many times, but I just get a recording, than the phone disconnects.
I googled their name and came up with this website, thankfully. Should I continue to try to contact them, or just forget about it? I have no idea who they are trying to collect for, but I do know, since I just bought a new home that I am not in collections for any accounts that I have.
Jack
Las Vegas, Nevada
U.S.A.
I googled their name and came up with this website, thankfully. Should I continue to try to contact them, or just forget about it? I have no idea who they are trying to collect for, but I do know, since I just bought a new home that I am not in collections for any accounts that I have.
Jack
Las Vegas, Nevada
U.S.A.
1 Updates & Rebuttals
Robert
St. Louis,Missouri,
U.S.A.
Dealing with Collectors
#2Consumer Suggestion
Mon, September 19, 2005
Here is the best way to deal with Boyajian (and other debt collectors for that matter): 1) If you get a phone recording, either try to follow up by phone or just ignore it. If you are just following up, don't give them any identifying information, but do try to find out about the debt they are collecting such as creditor owed, amount, etc. Then, ASK THEM TO ACKNOWLEDGE THE CONVERSATION IN WRITING. They are legally obliged to do this within five days of contacting you. 2) If you get a letter, have spoken to a person or after the follow-up noted above, write to the collection agency asking them to validate the debt. In writing, ask for the following: Proof that the collector owns the debt, complete payment history on the debt and a copy of the signed contract from the original creditor. They have 30 days to provide you this information by law. Send your letter via certified mail (return receipt requested) and also via FAX (be sure to keep a copy of the fax confirmation as well). 4) After you send the validation letter, the agency has 30 days to either validate the debt or stop contacting you. If they do neither, report them to: The Federal Trade Commission (FTC), the FBI, your state's attorney general, the state attorney general's office where they're operating, the state bar association where they're licensed (Boyajian is licensed in California, so report him to the California state bar). 5) Ignore any further communications from them unless its a summons. Since most of these guys can't file anything but their fingernails, this shouldn't be a problem. However, if you do get a summons, DON'T IGNORE IT. Contact your attorney.
