Ray
Lovington,#2Consumer Comment
Fri, September 05, 2003
Or was it WhiteWing ?? Can't remember, two in the same. You said you made arrangements with them to pay. Did they follow thru with thier cancellation??? I am in the same boat and checking my balance every day. Sent the Ceast & Desist and put a stop payment on my account. Thanks for your reply ...
Detra
Euless,#3Author of original report
Sat, July 05, 2003
Dear Jenny, Apparently you must not have a life yourself if you state time is spent on the internet instead of meeting obligations. Well you may want to take the time out to actually go to school and read. Because as I stated previously, my husband did not acknowledge this debt because he did not know of such a debt, he was advised first it was GE Capital, then some type of funiture account. If they are collecting on a true debt they would know the orginal debt itself. Secondly I do work in collections but I do not handle credit cards anymore or any other type of revolving debt. I instead work for a vehicle finance company so thing are just a little different but all you need to do is apply some common knowledge and common sense to know your rights. So Jenny, I hope that you do take the time to get an education. P.S. I also forgot to mention to you that I am currently studying to be a lawyer and if you knew anything about what it takes to become a lawyer and the courses that are needed Business Law, Contracts and Torts, and there are several other classes that one must take in order to fufill the requirements for the degree, and I have YET to encounter any cases that you speak of. This is not to say that I know all but it is just to give you a little bit of a background you uneducated backwoods girl.
JENNY
SENIC,#4Consumer Comment
Wed, July 02, 2003
You claim that you are in collections yourself but if that was true you would know that Texas is a shared property state and you are now also responsible for your husbands debts. Your husband knew of the debt he never paid it so whats the problem. Because you can no longer be sued you dont have to pay? Its too bad that you and your husband have to have the treat of legal action or the possibility of legal action before you can make a payment on your debt. In this case the threat was not there,so instead send a cease and desist letter. Whats going to happen then? Nothing you will no longer be contacted by the current company but they'll just sell it to the next and by that time nothing will have changed excpt the fact the interest has been added. Good luck!!!!