Complaint Review: Capital Alliance - HARTFORD Connecticut

WANTING 2 HELP MY HUSBAND OUT WITH THE FINANCES, I SEARCHED ONLINE LOOKING 4 LEGIT PERSONAL INSTALLMENT LOANS AND CAME ACROSS THESE SCAM ARTISTS' WEBSITE. I FEELED OUT THE APPLICATION AND LEFT MY NUMBER 2 BE CONTACTED AT. FOR ABOUT 3 DAYS, THEY TRIED 2 CONTACT ME. THE REASON WHY I DIDN'T ANSWER THE PHONE WAS BECAUSE THEY WERE CALLING FROM RESTRICTED #'S AND I DON'T ANSWER THOSE. BUT ONE DAY, I JUST SO DCIDED 2 ANSWER JUST 2 SEE WHO IT WAS. IT WAS A "LORI ELLISON" FROM CAPITAL ALLIANCE. SHE INFORMED ME THAT I HAD BEEN APPROVED FOR A 5000.00 LOAN AND THAT MY PAYMENTS WOULD BE $224 A MONTH. IT SOUNDED GOOD SO SHE FAX MY MY CONTRACT. SHE INFORMED ME THAT I HAD A FEW DAYS 2 DECIDE IF I WANTED 2 PROCEED. I TOLD HER THAT I WOULD HAVE 2 READ IT THOROUGHLY B4 I PROVIDED MY SIGNATURE. SO AS I WENT THROUGH READING I NOTICED THAT THE FINE PRINT READ THAT THE LOAN COULD NOT BE PROCESSED UNTIL THEY GOT 224.00 UPFRONT 4 FOUR MONTHS. SEEING AS THAT MY HUBBY N I HAD BEEN SCAMMED BACK IN DEC OF 2007, I KNEW THEN THAT IT WAS A SCAM. I FAXED THEM A MESSAGE SAYING "2 SOCALLED CAPITAL ALLIANCE: U SCAM ARTISTS WILL SOON BE CUT DOWN BY THE WRATH OF GOD! THAT IS A PROMISE! GER REAL JOBS!" 5 MINUTES AFTER THAT, "LORI" CALLED BACK ASKING IF I HAD ANY ?'S. I STATED YES AND THAT I DIDN'T UNDERSTAND THE SECURITY COLLATERAL. SHE GOES 2 TELL ME THAT MY CREDIT REPORT HAS A FEW GLITCHES AND THAT WAS THE ONLY THING THEY COULD OFFER ME. SHE EITHER THOUGHT I WAS DUMB AND STUPID OR THOUGHT THAT I HAD 4GOTTEN THE APPLICATION DIDN'T ASK 4 MY SS#. I SAID HOW IS THAT WHEN I DIDN'T PROVIDE U WITH MY SS#. SHE SAID WELL NOW THE COMPANIES HAVE A SOFT PROCESS WHERE WE ONLY NEED UR NAME AND BIRTHDATE. I SAID INTERESTING I NEVR HEARD OF THAT. SHE CHUCKLED AND SAID U SHOULD CHECK N2 IT. I SAID I FIND IT WEIRD THAT IM APPLYING FOR A LOAN TRYING 2 GET MONEY AND HERE IT IS, U ASK ME 4 MONEY. SHE SAID OH I UNDERSTAND THAT IF U HAD THE MONEY U WOULDN'T BE APPLYING 4 A LOAN. BUT IT'S ALL WE CAN OFFER. I SAID SO AFTER I SEND THIS HOW DO I GET MY MONEY. (THE APPLICATION ALSO DIDN'T ASK 4 CHECKING ACCOUNT INFO) SHE SAID WE CAN DIRECT DEPOSIT IT OR HAVE FEDX DLIVER IT. I SAID WELL I WANT THE MONEY DEPOSITED IT GIVE ME MY ACCOUNT INFO. SHE STATED WELL WE DON'T NEED THAT RIGHT NOW MAM WE JUST NEED THE CONTRACT NOW. SO THEN I KNEW THAT IT WAS TIME 2 END THE FIASCAL. I SAID, "U GUYS ARE REALLY 1ST CLASS ACTS! PREYING ON SIMPLE, EVERYDAY HARDWORKING PEOPLE. WHY DON'T U ALL GO GET REAL JOBS INSTEAD OF BEING SCAM ARTISTS????" I AM SAVED SO 2 KEEP MYSELF FROM USING PROFANITY, I HUNG UP THE PHONE BECAUSE I HAD BECOME VERY ANGRY. THIS LADY HAD THE NERVES 2 CALL ME BACK!!! SHE TELLS ME THAT SHE DOES NOT APPRECIATE THE TONE I HAD TAKEN WITH HER AND THAT I COULD TAKE MY CONTRACT 2 A LAWYER. I REPLIED WELL IM SURE IF IT LOOKS REAL 2 ME, IT WILL LOOK REAL 2 THEM. THEIR EYES ARE NO BETTER THAN MINE'S. I SAID THE ONLY THING U R UPSET ABOUT IS THE FACT THAT U WEREN'T ABLE 2 CON ME. I HAVE 2 ADMIT SHE DID START SOUNDING APOLOGETIC WHEN I WAS GETTING HER ST8. SHE SAID "OMG MAM I CAN'T BELEVE U! THAT'S NOT WHAT I DO." (I GUESS SHE'S KNEW 2 THE CON GAME AND STILL HAS A CONSCIENCE.) I SAID "U PEOPLE NEED 2 STOP AND GET REAL JOBS! IF U DON'T STOP ON UR OWN, I PROMISE GOD WILL GET U." I THANK GOD THAT I STOP AND THOUGHT ABOUT THIS THING B4 DOING ANYTHNG ELSE. PEOPLE PLEASE LISTEN: WHEN U GET OFFERS LIKE THIS, JUST TAKE A LITTLE TIME AND COMMON SENSE 2 SEE THAT THEIR ONLY SCAMS. REAL LOAN COMPANIES DON'T ASK 4 MONEY UPFRONT AND THE 1'S THAT CHARGE A PROCESSING FEE WILL TAKE IT OUT OF THE MONEY THEY LOAN U. I KNOW DESPERATE TIMES CALL 4 DESPERATE MEASURES...BUT NOT THIS DESPERATE!!! DO NOT BE A VICTIM! I GAVE U THIS INFORMATION TO HELP AND WARN!!! REMEMBER IT'S JUST BETTER 2 BE PATIENT AND WAIT ON GOD. BE BLESSED!!!