Elaine
Boise,#2Consumer Suggestion
Wed, July 19, 2006
We've gotten this kind of scam in the mail as well and have THROWN IT OUT. They've done nothing wrong - legally. You haven't read the offer! There is NOTHING in the solicitation these losers send you that indicates that this is a Visa or Mastercard, both of which are registered trademarks of a specific type of banking instrument. Capital Financial SOUNDS like but has nothing to do with Capital One cards or any kind of "legitimate" business. They're selling you an opportunity to buy their extremely overpriced crap on "credit" at high interest rates, and they won't improve your credit score one iota! You've got to read your junk mail. How to tell if it's junk: the postage will be "standard presort". Scammers generally don't send out mass mailings and pay first class postage rates. It's up to you to remain smart: the scammers are already smart - they get people to send them money for nothing.