Ed
Houston,#2Consumer Comment
Thu, June 27, 2002
As an attorney, I feel drawn by your call for counselor's help against this powerful company. However, the information in your email is not sufficient to answer intelligently. The law it appears that would cover your situation is the Fair Credit Billing Practices Act. Under that law, you have 60 days after you receive your bill with the error, to contest the charge - in writing. A fraud is causing damage to someone through a false representation upon which they rely. Here, it appears that you made the transaction, and then canceled it. With whom did you cancel the transaction? Also, under the Fair Credit Reporting Act, if you contest a charge in writing, the reporting company is supposed to refrain from reporting the contested charge.
Ed
Houston,#3Consumer Comment
Thu, June 27, 2002
As an attorney, I feel drawn by your call for counselor's help against this powerful company. However, the information in your email is not sufficient to answer intelligently. The law it appears that would cover your situation is the Fair Credit Billing Practices Act. Under that law, you have 60 days after you receive your bill with the error, to contest the charge - in writing. A fraud is causing damage to someone through a false representation upon which they rely. Here, it appears that you made the transaction, and then canceled it. With whom did you cancel the transaction? Also, under the Fair Credit Reporting Act, if you contest a charge in writing, the reporting company is supposed to refrain from reporting the contested charge.
#40
Wed, June 19, 2002
Transaction for cancelled airline ticket (cancellation fee was paid and posted on my account) still posted on account as valid for 2 years. Airline have no records about me in the system of purchasing and flying this flight. Capital One making me responsible for payment on this transaction and reporting my delinquency to over credit institution. Paying this amount is not solving problem with cleaning my credit report. Legal counselors please advise.
#50
Wed, June 19, 2002
Is this a Mail Fraud?
Transaction for cancelled airline ticket (caselation fee was paid and posted on my account) still posted on account as valid for 2 years.
Airline have no records about me in there system of purchasing and flying this flight.
Capital One making me responsible for payment on this transaction and reporting my delinquency to over credit institution.
Paying this amount is not solving problem with cleaning my credit report.
Legal counselors please advise.
#60
Tue, February 26, 2002
Capital one is tring to solve this issue? .. we will see...