Robert
Irvine,#2Consumer Comment
Wed, July 15, 2009
You miss a payment and they bump up your interest rate to 26%. But of course it is their fault that you missed it right? You then paid it off but forgot about an automatic payment. They then charged you a late fee and increased your intrest rate. But it is their fault again that you forgot about the automatic payment? They then suspend your card, and this causes your phone to get cut off for non-payment. So again this is their fault? I do find it interesting how you said it was "time to find someone else to spend you money on" when they raised your interest rate the first time. But when you try and get them drop the late fee at a later time, you are upset that they won't do anything for you. Why would they? You already stopped using their card, and I am almost positive that you would have made sure that the one automatic debit was changed. "...AND I am working diligently to cut back, pay off every card and never put myself in bondage to a credit card again..." - This is the one thing I agree with you on and the best thing you can do for yourself. But not just for this company but ANY credit card company.
Ashley
Springfield,#3Consumer Comment
Wed, July 15, 2009
"But I forgot about a small automatic payment so I got hit with a late fee and they bumped the interest up to 29.4%" So you messed up, and its their fault?