Robert
Irvine,#2Consumer Comment
Fri, November 16, 2012
The purpose of a scam is for the person doing the scamming to take some unfair advantage of the person being scammed. So just how is Capital One taking advantage of you, and what are they gaining by doing this?
Unless you have left out quite a bit of information, it appears that the only thing that this has "cost" you is a bit of time. Because the only way that Capital One makes any money off of you is if you were actually approved and get a car. At worst you may have gone to a dealer and bought the car with the check, only later finding out that you had a problem. But again if the loan is declined Capital One gets nothing out of this.
By the way $230/week is just shy of $12,000/year. That is a huge discrepancy, but how can you prove that they didn't call? Are you really saying that your HR department went through their call logs and looked at EVERY single number coming into the company and verified that it did not come from Capital One? Sounds like your HR department may have too much time on their hands.
Or do you still really think that no one at Capital One has anything better to do is to get a good laugh and send out fake approvals and then tell them that they weren't approved.