Shortstuff
Pembroke,#2Consumer Comment
Mon, March 07, 2011
I have been with Persels & Associates since 2006. I had several credit cards along with medical bills piling up on me. I began looking for help. I found CareOne. I didn't want to consolidate debt, I wanted to eliminate my debt. So I was referred to Persels & Associates. I have been satisfied with them so far.
When I began the program, the contract stated that Persel's & Associates fees would come out of my payments upfront. A certain percentage of my payments went to them for their services. Their fee is based on a percentage of how much debt a person owes. Persels would take their fee then put the remaining money in an account to pay my debtors.
My fees are paid in full to Persels and they have have paid off several of my creditors. 100% of my monthly payments are put into an account to pay my debtors. I also receive a monthly statement that shows me how much I pay and who is paid with the money.
I have a creditor who took out a judgement against me in order to try and collect on it. However, I didn't have to worry about anything because Persel's completed all the necessary paperwork for me. I have not had to deal with any creditors and I do not receive phone calls from anyone.
For me, Persels & Associates has been a good company to work with on getting rid of debt.