Doesn't matter when you pay your bill that are constantly charging a late fee. I mailed my last payment in on Aug 9th and they didn't cash it until the 16th convienently adding a $15 late fee. It's crazy enough how they charge a $10 service fee if you pay online. How is that convienent for me for you to charge me more than the monthly payment I'm already making to you. It's quite obvious they are simply in it for the money and they're seem to doing it to everyone else too!