Jacky Floyd sent me an e-mail that this was the the last and final chance before proceeedings issued. They insisted and kept e-mailing that I have an outstanding balance of $610 which needed to be paid in next 4 hours; otherwise the procedding woul be reported to the court and that the amount could be up to $6,300. I never lented a loan from this company and that they indicated that the warning notification was notified March 8, 2014 like more than 1 year ago.
I e-mailed back but there was no reply.