Grammy
West Fargo,#2Consumer Comment
Wed, April 19, 2006
First of all did you check to see if Certified Recovery is licensed to collect in your state? If they are not licensed, what they are doing is illegal. (Check with your state Department of Banking and Financial Institutions.) If they are not licensed in your state, usually your state Department of Financial Institutions will either call or write them, and they will have to cease calling you. Do not listen to any of their threats. They will use the oldest tricks in the book. Also send them a cease and desist letter stating that they are to no longer call you at home or at work. Send it certified return receipt, and be sure to keep a copy for yourself. If they don't quit calling you, they are in violation of the Fair Debt Collection Practices Act. Good luck, and try to stay away from payday loans. I learned my lesson the hard way. I will never get another payday loan again.