Complaint Review: Citizens Bank - Nationwide

has anyone every heard of northwest savings bank if not then try them out me and my whole family has been with that bank for a good 20 years and there the best there over draft fees are $28.00 there bank tellers are one of a kind they have respect for the ppl i have notthing bad at all to say about this bank and never will there the best of the best 0 yea and i have a loan tho them for my car at a 7% rate the best i love it try them out u will not reget it iam telling you good day

You stated you deposited $260 and your own balance showed $45. If you deposited $260, your own balance should have shown at least $260 until that deposit posted. If you deposit $260, do you know you may not be able to use any of that money until the next business day? You cannot even swipe your card because you will be charged each time you swipe. The charge is based on the time you swiped your card. It no longer waits until the swipe hard posts.

but most if not all major banks debit from largest to smallest. The biggest difference in banks now for posting seems to be some post the day's deposits and credits before the debits, while others post the deposits and credits after the debits. The secret is to keep a register and write down every debit transaction as you do it and the deposits when they are available. If you keep this balance positive you will not have a fee.

but most if not all major banks debit from largest to smallest. The biggest difference in banks now for posting seems to be some post the day's deposits and credits before the debits, while others post the deposits and credits after the debits. The secret is to keep a register and write down every debit transaction as you do it and the deposits when they are available. If you keep this balance positive you will not have a fee.

but most if not all major banks debit from largest to smallest. The biggest difference in banks now for posting seems to be some post the day's deposits and credits before the debits, while others post the deposits and credits after the debits. The secret is to keep a register and write down every debit transaction as you do it and the deposits when they are available. If you keep this balance positive you will not have a fee.

but most if not all major banks debit from largest to smallest. The biggest difference in banks now for posting seems to be some post the day's deposits and credits before the debits, while others post the deposits and credits after the debits. The secret is to keep a register and write down every debit transaction as you do it and the deposits when they are available. If you keep this balance positive you will not have a fee.

I too have just about supported a bank managers income for a whole month with amount of Overdraft Fees that was charged to me over the course of two years. What happens is this... You have money in the account and the next day you see the charges against your account. THEY TAKE THE BIGGEST ITEM FIRST then go down the line until the smallest one is paid. If the largest amount is taken and causes an overdraft, then the rest of the monies taken will create the same thing. If you look at other Bank's Policies, they show you that they take from the smallest to largest. According to the Bank policies (all of the banks) the Govenrment "allows" the bank to use "any" method of taking funds from your account. So you can be hit hard with heavy overdraft fees, even if most of the transactions COULD HAVE BEEN PAID. Best advice I could offer about Citizens... DON'T GET AN ACCOUNT WITH THEM! Heck... they can't even keep their name. They were Charter One, then before that weren't they Community Bank? Now, aren't they changing their name again...?!