Laurie
Haslet,#2Consumer Comment
Thu, April 09, 2009
If ROR removes the link in title - just search on Bud Hibbs. YOU CAN SUE THEM FOR VIOLATIONS OF THE FAIR DEBT COLLECTION PRACTICE ACT. (small claims court $1000 =they pay all court fees that you have spent to file the suit) What Bud has posted on his website about these bottomfeeders CONSUMER ALERT: WARNING: THIS ORGANIZATION IS A CRIMINAL SCAM! DO NOT FALL FOR THEIR LIES, THREATS OR INTIMIDATION. This is a criminal organization, not a law office, and they are ripping off consumers at an amazing pace. NOTHING they threaten will ever happen. They are NOT INVESTIGATORS or LAWYERS. They are DEBT COLLECTORS, many with Felony Convictions and Severe Drug Habits. They are not operating out of Georgia. They are on the run from the law and a large number of unpaid bills and judgments. (We received this email from a former employee; we contacted the offices numerous times to verify the information prior to publication, with no one willing to discuss this matter. CMC and the related organizations did operate at one time out of Stone Mountain, GA. We have information that suggests they left GA after running up tens of thousands of dollars in defaulted judgments. The majority of the judgments resulted from civil claims by consumers who they threatened by violating both federal and state laws. They are now operating out of Buffalo, NY as a criminal debt collection office, posing as phony investigators attempting to bilk consumers out of money that they do NOT legally owe.) The office is owned by Lamont M. Cooper, aka/Lamont Cooper, Desmond M. Cooper, (Dob: 07/16/1975 FBI #870930TA4 State ID#2033223T) Jahaan McDuffie and Donte Lee. All three are convicted felons and ex/current Drug dealers. They teach their employees to lie to the debtors to get paid on debts that are out of statute. They purchase debt with their drug money and add hundreds to thousands of dollars to the debt and have the debtor believe they are entitled to an out of court settlement. Their caller id shows Atlanta, GA, they are using Phone Spoof' to fool the debtors. ALL CALLS GET ROUTED TO THE BUFFALO ADDRESS. There is no attorney office of Murray, Bradshaw and Associates. This agency is a complete farce. They gross at least $250,000 per month and its pure profit...everyone in the agency is related somehow so that the scam/scheme and play on. Warn anyone contacted by them NOT to pay and NEVER give them any information on your bank or credit cards, they will steal your money!
Steph
Minor Hill,#3Consumer Comment
Thu, April 09, 2009
Yolanda , This sounds to me that this could be a scam. What ever you do do not give them any imformation. They cannot put in jail repo your car and suspend your DL these are signs of fake Bill collectors. The next time they call imform them you reported them to the local PD and the FBI. You also might want to call you phone company about putting a block on thier# so they cannot call you again. If he called me with that sh-- I would of told him f---you and hung up on him
Fdcpaviolationswinner
Lockport,#4Consumer Comment
Thu, April 09, 2009
Yolanda, you have a lot of things going for you being in Texas and on SSI. I assume this debt is an unsecured loan? Normally, I'd tell people to stay off the phone. However, seeing as you are "judgment proof" from any creditor successfully collecting from you even if the creditor sued you and won, I would just play dumb and scared and bait them into Fdcpa violations.Google and search the FDCPA website. Most violations involve sections 805 through 811. Texas residents AND all those who receive SSI checks in ALL 50 States CANNOT have their income garnished for an unsecured payday loan, let alone suspend their license or go to jail.If a creditor ever sues you, it has to be in your jurisdiction, not theirs (NY state). CMG is making implied threats that they cannot carry out. That's an FDCPA violation. I believe the statute of limitations for unsecured debt in Texas is 4 years. So depending on what month in 2005 this debt was created, you may be past the statute of limitations. That is an affirmative defense you can use if ANY creditor collecting on an unsecured payday loan takes you to court. With that said, Texas is a one party state meaning you don't have to tell CMG you are recording the call. So keep letting them call and record all calls. Play dumb and scared with them (wink wink) and keep letting them hang themselves with FDCPA violating threats. Then, I would go to budhibbs.com and email him for an attorney referral to represent you in suing CMG once you gather a few incriminating recordings. Consumer Attorneys work on a contingency basis usually for potential plaintiffs like yourself so you likely won't have to pay them a dime. Good luck!