Coast to coast phoned me the beginning of the year (2015) and said I needed to renew my membership fee of $399. I told them my card said it was good till 1/1/2016 . After several calls I reported this on Facebook. They sent me an e-mail that said( after I e-mailed them a copy of my card) that said 1/1/2016 was the correct date. Today,4/15/2015) they called me and once again demanded $399. and said the date on the card did not matter. What a rip-off.