i recived a letter in the mail on 2/16/20017 saying i owe aka bank of marin a total of 1,354.38 . they said if a paid 474.03 this would settle the debt . i call the bank they have no clue. i called galaxy asset purchsaing and get an answering machine.. i do not know who are what this is about ... but it is not mine ... please help .... rrichard milledgeville ga