Beware of anybody offering to do a "mortgage elimination". I paid $2000 in Oct 03 to have this done, the company promising it would be complete in 3 months. 5.5 months have passed and... nothing. I called to request a refund and all I get is a runaround-never any straight answers.
They also operate under the name of The Freedom Group, offering a "club" of sorts, in addition to the emlimination. There is alot of info on the internet concerning mortgage elimination-it's all very interesting and I was one dummy who fell for it-and having trouble recouping my money.