- Report: #346935
Complaint Review: Dell Computers - Austin Texas
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Dell Computers
www.dell.com Austin, Texas, U.S.A.
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Dell Computers high interest sharks Austin Texas
I am a state employee and purchased a Dell computer on the employee purchase plan. I have made all my payments on time and always over the minimum amount. I recently called Dell Financial to ask about getting an interest rate lower than there 28.99% and was told that there are no programs available for a lower rate. I find this very upsetting that our corporate base has become so money hungry and no longer cares about the working man that builds their company through purchases. What has happened to the loyalty from the American Corporations to help their fellow Americans. Once my system is paid off I will not buy another item of any kind from Dell on their credit plan. Buyers beware of their credit offers. You will pay for your purchase several times over if you accept the credit.
Tami moore
Uhland, Texas
U.S.A.
Tami moore
Uhland, Texas
U.S.A.
2 Updates & Rebuttals
Glenda
Shelby,Ohio,
USA
Agree about interest for Dell products
#2Consumer Comment
Fri, June 10, 2011
First, I would like to say, the poster Linds rebuttal violates the TOS on this site and does nothing but attack the original poster, gives no constructive information whatsoever, but does manage to denigrate and otherwise belittle the original poster. I thought this was not allowed here. Any consumer credit expert will advise a consumer to try and negotiate lower interest rates with a credit company in times of hardship. Many credit companies are happy to work with the consumer and would rather receive a little less interest than be taken to bankruptcy court. I, too, find Dell's credit system draconian, not so much for the very high interest rate that they charge, but that many of their products fall under "different" credit terms thus one can be paying more than one interest payment on a bill, often with one bill never going down and the other slowly decreasing. This is hidden in very small print and the consumer should be aware that if paying only the minimum payment with this company, a bill of only $2000 could take up to 19 years to pay off, with the price tag at the end in the tens of thousands one has to pay. My advice is to avoid Dell, or buy it from Wal-mart or Sam's or any other outlet, but not from Dell company.
Linds
Murfreesboro,Tennessee,
U.S.A.
Are you serious?
#3UPDATE Employee
Wed, July 09, 2008
Your complaining because Dell won't lower your interest rate? The one that was given to you by your credit rating? Wow. I would say that yes, in a perfect world, we could call our creditors and just "request" a lower interest rate, and the would say, "of course! no problem!". Get real. In response to your comment: "Buyers beware of their credit offers. You will pay for your purchase several times over if you accept the credit." Seriously? You're blaming Dell for making you pay 2-3 times more for the computer than you owe? Even though your interest rate was provided UP FRONT after you received your approval letter. Pay what you owe...move on....you have no case here.
