Flynrider
Phoenix,#2Consumer Comment
Tue, February 09, 2010
"The bills never seemed to go down even with more then monthly payments being made."
That is often the case when you borrow at very high credit card interest rates.
"I was able to get two late fees of $39 (ea) dropped off the bill for payment today. Woopie! I saved $78 on a $1594.96 bill."
Lets see. You tried to lowball them 3 times on the bill, yet they still agreed to drop $78 in late fees. That sounds pretty generous to me. They could have told you to go fly a kite. Dell is doing the same thing that any other creditor would do. Actually better. Most credit cards would not have let you slide on the late fees.
"I'll put any future computer purchases on lay-a-way at Radio Shack from here on out."
Very wise move. Borrowing money at high interest rates for stuff you don't need is a sucker's game.