Deborah
St. Paul,#2Consumer Suggestion
Tue, July 24, 2007
I too am having the same problem with dell...and i'm only 21 days late with my $60 payment..and they call me 7 times a day...only to either be treated rudely or hung up on. I finally called my Attorney General and have been told that it does follow under the FDCPA...they are not allowed to call you that many times a day...it doesn't matter if they are their own collection agency or not... I filed my own report on here..I'm so sick of these people from Dell i just want to scream...they have no right to be so nasty.... I have filed a claim with my Attorney General and i'm thinking of getting an attorney to see what my options are for suing for harrassement.
Deborah
St. Paul,#3Consumer Suggestion
Tue, July 24, 2007
I too am having the same problem with dell...and i'm only 21 days late with my $60 payment..and they call me 7 times a day...only to either be treated rudely or hung up on. I finally called my Attorney General and have been told that it does follow under the FDCPA...they are not allowed to call you that many times a day...it doesn't matter if they are their own collection agency or not... I filed my own report on here..I'm so sick of these people from Dell i just want to scream...they have no right to be so nasty.... I have filed a claim with my Attorney General and i'm thinking of getting an attorney to see what my options are for suing for harrassement.
Deborah
St. Paul,#4Consumer Suggestion
Tue, July 24, 2007
I too am having the same problem with dell...and i'm only 21 days late with my $60 payment..and they call me 7 times a day...only to either be treated rudely or hung up on. I finally called my Attorney General and have been told that it does follow under the FDCPA...they are not allowed to call you that many times a day...it doesn't matter if they are their own collection agency or not... I filed my own report on here..I'm so sick of these people from Dell i just want to scream...they have no right to be so nasty.... I have filed a claim with my Attorney General and i'm thinking of getting an attorney to see what my options are for suing for harrassement.
Steve
Bradenton,#5Consumer Suggestion
Sat, June 30, 2007
April, Unfortunately the FDCPA does not apply, and legally there is no violation here under FTC rules. The FDCPA only applies to THIRD PARTY debt collectors. This is not the case here as Dell has it's own in house collectors calling you. Your only option is to keep records of all calls and file a harassment complaint with your local police dept and then forward it to the police dept in the Dell jurisdiction. You can also send them written notice that you cannot recieve calls at work, and anything more than 1 call per day at home will be considered harassment and will be prosecuted. Send this by certified mail, return reciept requested and be sure to put the certified# on the letter itself and keep a copy for your records, as this proves exactly what you sent. You have a valid harassment claim if they are calling after your payment was made.