These people have constantly phone harrassed me , They called this morning after I had worked 13hours, to tell me I was in a law suit ? They used Cash Advance I haven't gotten a payday loan in 12yrs,and that was paid off . they were threating etc.. This loan was taken out in 2010,I did not period . Why are these people allowed to do this ? If I was to threaten or harasse someone on the phone ,I'd go to jail . Plus who has a arbic voice and a name like adam smith how lame .