Complaint Review: Drive Financial - Dallas Texas

Most of the OP's advice is useless and/or dangerous. I do want to point out to Steve that in most states it is LEGAL to hide a car from the repo man. It is NOT considered a stolen car, it is still a civil matter. The lender can sue, win a civil judgement against the debtor and then obtain a writ of replevin from the court. Only after that has all been done will it be illegal to hide the car. The debtor will be in contempt of court if he refuses to surrender it. Texas has a strange law about hindering a secured creditor, that may make it illegal to hide from a repo man. However this law appears to be rarely enforced, and it does require the creditor to specifically demand return of the property before it would be illegal to hinder their attempts to seize it. This again is ONLY in Texas. In Texas, it may also actually be legal to shoot the repo man. Glad I don't live there. Hiding your car from the repo man only makes sense if you will be able to make up the payments in the near future. Having it repo'd will cost hundreds extra to get it back. However if you are never going to catch up, they will eventually be successful in making the repo anyway.

Well, due to the rambling and lack of capitalization and spelling, I spelled the OP name wrong. It should be IESHA, not LESHA. see the OP's text: >>>>>>>>>>>>>>>>>>>>>>>>>>>>> iesha, Collinsville, Ill. P.S: I got my car in the saint louis area, gave a false address, and used my fake i.d to get the pontiac g.am i own/drive, then moved it to illinois.I LAUGH EVERYTIME THEY CALL MY PHONE...catch me if you can drive!!!! Iesha COLLINSVILLE, Illinois U.S.A. >>>>>>>>>>>>>>>>>>>>>>>>>>>>>

Lesha, I have no idea where you got your facts, but you are in for a rude awakening here. Repossessions can be done anytime of day or night and anywhere the car is, at work, at home, at the grocery store, etc..They CAN take it from your home in the middle of the night. What you are talking about is a forceful repossession. If you catch them and resist, they have to leave. But they can come back, or they can follow you some other time to the store, and when you come out, your car will be gone. There you stand with your groceries and no car to put them in. I used to love this one, I used to sit there with the car on the tow truck and watch the look on the face of the person who was dodging me. Priceless. Then, I would [wave] and drive off. The repo man or bank, etc..do not have to notify you of the repossession. They only have to notify you that you are in default. Thats it. Furthermore, no car lot or bank, etc. needs to take partial payments. They can take your partial payment, then come and take your car! Legally. I can't figure out where you got your "facts" but your source is defective. However, that false address you gave, is a FELONY as you recieved goods or services without intent to pay and submitted a fraudulent credit application. You can do jail time on this one. Actually, prison time. FYI...If you keep your registration and insurance current, they can find you. Furthermore, you are engaging in theft by concealing the whereabouts of the collateral. They can put the car on the hot list with the local police, and you can get one more charge, possession of stolen property. Also, proper spelling, capitalization, and punctuation lend more credibility to your post especially when you are giving advice and calling other stupid, etc. Ps..You never have the right to shoot the repo man as you stated, unless that repo man is posing a life threatening situation to you such as an act of aggression with a weapon, or a threat on your life with a weapon, etc. You cannot kill to protect property.

1) Just posting this as a courtesy to others who might be inclined to follow the advice of the obviously dishonest OP. NO financing source, Bank, Credit Union, finance company, pay as you go dealer, etc is required to accept less than full scheduled payments. If you are behind in your payments and have not worked out a repayment plan with your lender, your vehicle may be repossessed. Most lenders will gladly work with you; repossession in not pleasant for either the borrower or the lender. It is your responsibility to contact them to arrange repayment. Would you not want it to be that way if you had loaned the money to a friend and they didn't pay you? 2) In most if not all states, including Missouri and Illinois, providing false information on an application to obtain a loan is a FELONY. Lenders do and will prosecute. Based on the blatant admissions of the OP, I would hope action is taken in this case. These type of deceitful borrowers just end up driving up the costs for all honest folks. 3) Shoot the repo man? I have to end this now; it would take the next two hours to address this point but it does make it clear that the OP is obviously very unstable. I would suggest you consider that fact before taking any of the advice the OP provides. Banker John

1) Just posting this as a courtesy to others who might be inclined to follow the advice of the obviously dishonest OP. NO financing source, Bank, Credit Union, finance company, pay as you go dealer, etc is required to accept less than full scheduled payments. If you are behind in your payments and have not worked out a repayment plan with your lender, your vehicle may be repossessed. Most lenders will gladly work with you; repossession in not pleasant for either the borrower or the lender. It is your responsibility to contact them to arrange repayment. Would you not want it to be that way if you had loaned the money to a friend and they didn't pay you? 2) In most if not all states, including Missouri and Illinois, providing false information on an application to obtain a loan is a FELONY. Lenders do and will prosecute. Based on the blatant admissions of the OP, I would hope action is taken in this case. These type of deceitful borrowers just end up driving up the costs for all honest folks. 3) Shoot the repo man? I have to end this now; it would take the next two hours to address this point but it does make it clear that the OP is obviously very unstable. I would suggest you consider that fact before taking any of the advice the OP provides. Banker John

1) Just posting this as a courtesy to others who might be inclined to follow the advice of the obviously dishonest OP. NO financing source, Bank, Credit Union, finance company, pay as you go dealer, etc is required to accept less than full scheduled payments. If you are behind in your payments and have not worked out a repayment plan with your lender, your vehicle may be repossessed. Most lenders will gladly work with you; repossession in not pleasant for either the borrower or the lender. It is your responsibility to contact them to arrange repayment. Would you not want it to be that way if you had loaned the money to a friend and they didn't pay you? 2) In most if not all states, including Missouri and Illinois, providing false information on an application to obtain a loan is a FELONY. Lenders do and will prosecute. Based on the blatant admissions of the OP, I would hope action is taken in this case. These type of deceitful borrowers just end up driving up the costs for all honest folks. 3) Shoot the repo man? I have to end this now; it would take the next two hours to address this point but it does make it clear that the OP is obviously very unstable. I would suggest you consider that fact before taking any of the advice the OP provides. Banker John

1) Just posting this as a courtesy to others who might be inclined to follow the advice of the obviously dishonest OP. NO financing source, Bank, Credit Union, finance company, pay as you go dealer, etc is required to accept less than full scheduled payments. If you are behind in your payments and have not worked out a repayment plan with your lender, your vehicle may be repossessed. Most lenders will gladly work with you; repossession in not pleasant for either the borrower or the lender. It is your responsibility to contact them to arrange repayment. Would you not want it to be that way if you had loaned the money to a friend and they didn't pay you? 2) In most if not all states, including Missouri and Illinois, providing false information on an application to obtain a loan is a FELONY. Lenders do and will prosecute. Based on the blatant admissions of the OP, I would hope action is taken in this case. These type of deceitful borrowers just end up driving up the costs for all honest folks. 3) Shoot the repo man? I have to end this now; it would take the next two hours to address this point but it does make it clear that the OP is obviously very unstable. I would suggest you consider that fact before taking any of the advice the OP provides. Banker John