IamGood
Galveston,#2General Comment
Wed, October 07, 2009
K:
1. Drive Time is a direct lender, not a 3rd party collection agency. The Fair Debt Collections Practices Act does not apply to them
2. If your husband was on the loan, and he was in the service, they DO have the right to call his commanding officer. (As your husband was not on the loan, however they would have no right to call him)
The reason companies like drive time are so strict with their customer's is that all of you have prior histories of VERY POOR CREDIT.
You should be glad there are companies like Drive Time that iwll extend auto credit to you. Otherwise you would be taking the bus every day.