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  • Report:  #1148691

Complaint Review: Dynamic Recovery Solutions - Greenville South Carolina

Reported By:
williamr - San Juan, , Other,
Submitted:
Updated:

Dynamic Recovery Solutions
P.O. Box 25759 Greenville, 29616-0759 South Carolina, USA
Phone:
(877) 976-9809
Web:
www.gotodrs.com
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Today, May 21, 2014, I received a collection notification letter requesting the amount of $280.93 for a loan made to VISA card. Their letter is dated May 12, 2014 and it is filed under account number 2013048337913.

I called the company, Dynamic Recovery Solutions because I did not recognized the debt. At this moment I have a VISA card in good standing and no delinquencies in my credit record. Anyway, I asked the lady to give more details because, to the best of my knowledge I had no outstanding debts.

She looked into the account record and told me that reference debt was about a "loan" I made to a VISA credit card on July 1988. I told her that it was imposible for me to recognize and accept the debt. I also advised her that local laws protect consumers against agencies or companies demanding payment for debts over 15 years old. The action they are taking is about an account which is more than 26!years old.

The lady insisted that I would have to pay, that she will provide a record of the transaction, and that they had the option to report the debt to credit reporting institution. Of course, I warned her not to dare to do anything against my outstanding record. 

Seems like  she did not like my comment and suddenly shut the phone without further discussion of the issue. I am afraid of the actions the might take to harm my credit record.



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