I got a letter demanding approximately $700 from this outfit for a debt to Citibank. I had a gas card through them years ago but never thought it was for that amount. The woman I spoke to had my SS number among other personal information. I've been paying for a couple months now with no emailed receipt for payment or document stating the exact origin of the debt. What's really strange though is that they sent this letter shortly after I began actively working on my credit in anticipation of a major purchase. I honestly believe that this outfit got my information and created a completely fraudulent debt hoping I'd just pay up. Has anyone else had an experience like this?