I received a call from someone claiming to be a debt collector with Dynamic Recovery Solutions. The person was very rude and trying to fast talk me and force me into paying a debt that I knoe I did not have. The used an old pay day loan company that I hadnt used in over 8 years whicj I knew I had paid. To make a long story short they insisted I need a paid in full receipt from this company which of course I did not have. When I asked if I could have time to reseach this and identify the payment with my banking facility they threaten me that I would only have until 11pm today or else the client would take further action. Please mind you that I have never been contacted in regards to having this debt in 8 years nor has it been reflected on my credit report which it should have if it were a real debt.
The only thing that made me beieve them is thatthey actuall had my SSN which scares me. When I figured out it was a scam I asked the representative for a phone number to call them back she repiled with call us back on the same number we called you from...so then I said it did not come up on my caller id so she had to put me on hold then come back with a number which I found wierd. I then check with my fianacial institution and there was no record of any bounce checks in the time frame that they indidcated this bill was owed then I google them and found tons of post about them being fraudulent. I feel soo stupid I have had to close my account and file an alert with the credit agencies to ensure no one is using my information.
Please dont be had by these terrible people