John
Providence,#2Consumer Suggestion
Fri, May 12, 2006
Marie: I for one am glad you've reproduced so much of the famed extortion notice so often cited by hapless former Eroticy members. It shows how low they can go. First thing to realize is that most social networking sites don't want your business, they just want your money. Their business models are predicated on toying with any of your nerve endings they can expose, distracting you with lust or fear as they pick your pockets and deliver very little in the way of "service". If you don't recognize the name, just load the home page. You'll know if you've been there before. If, as it sounds like, Eroticy is a stranger to you, your personal data has been jacked and they may have even constructed a sham profile for their roster to give all appearances that you have done business with them. Given the many complaints out there of photos and text being "borrowed" for their marketing efforts, I'm sure disrespect for intellectual property does not stop there. The signs point to their core user base jumping ship, which could conceivably drive a more desperate money grab than usual, including identity theft. Their story is you have some business relationship with Eroticy. All you need is proof there is none, such as lack of their content in your web caches, an IP address that doesn't match what they've captured, anything that speaks to your lack of activity. Let 'em keep charging, you dispute it swiftly and every time. Your bank won't stand for their game very long, and neither will you. Everything about this notice reads like a cheap scare tactic. I would be very surprised if they even once got that 25 grand, which I suspect is the stick they use to beat a faster tribute from you. The FDCPA says nothing about email collection notices being as valid as print on a company letterhead sealed in an envelope. I would laugh off anything less. As to Eroticy's non-response to you, that also sounds typical. If they press the issue, deal with them only through your new best friend the Certified Mail with Receipt card, which if nothing else will prove a human got your complaints and (I predict) sat on them.
Larry
West Sacramento,#3Consumer Suggestion
Tue, May 09, 2006
I am one of those people who actually read the fine print. I have never before seen anything like the terms they claim you agreed to. Here's what likely happened: at some time in the past you may have ordered something on the internet where you gave your credit card number. Whatever you ordered, you likely never got it because it was a scam to get your credit card number. Then they started charging your credit card. Many people would not notice the charge. You noticed and contacted your credit card issuer. The scammers aren't going to let you get away without a fight so they sent you that intimidating email threatening dire consequences for filing a dispute. If the charges were legitimate, the credit card issuer would find in their favor. From the email it sounds like the card issuer looked into it and determined that they were scammers. My advice is to ignore these jerks. They are not going to sue anyone because if they ever get anywhere near a courthouse they will be arrested. Chances are pretty good that the masterminds behind this scam are somewhere like Russia. Their grammar brings back memories of Boris and Natasha cursing at a certain moose and squirrel. The street address they give is a private mail box, not their office.
Marie
Gainesville,#4REBUTTAL Individual responds
Mon, May 08, 2006
Firstly, I apologize to ripoffreport and it's readers if I neglected to remove unauthorized verbiage from my posting. My intent was to copy and paste and e-mail I recieved verbatim. More importantly is my additional information regarding my report. To date I have had no one bit of correspondence from this company or responses to any of my inquiries. Additionally, I received my credit card statement to day which does show a credit of the disputed amount, but it also shows a new charge from this company. I am still flummoxed where they arrived at "$50.00 Bank Fee Per Charged Transaction X 6 = $300.00 $24.95 Per Charged Transaction X 6 = $149.70 $50.00 Processing Fees = $50.00 Total: $499.70" What are all these "x6"s anyway? If they believe the above, why are they still charging my credit card?? --Marie